This practical handbook aims to strengthen financial management skills and promote economic self-reliance among farming households facing risks from natural disasters and climate change. The content is structured as a comprehensive knowledge resource, providing step-by-step guidance on household budgeting, monthly cash flow planning for agricultural production and business activities, as well as effective saving and investment strategies. The handbook also offers practical guidance on accessing development finance, green credit, safe digital financial services, and agricultural insurance to reduce potential losses. It serves as a valuable resource for improving agricultural business management skills and supporting sustainable prosperity in rural communities.